.page-disclaimer {
  --pd-navy: #1F3A93;
  --pd-navy-light: rgba(31, 58, 147, 0.08);
  --pd-bg-deep: #28324a;
  --pd-ink: #2D2D2D;
  --pd-ink-soft: #4a4f5c;
  --pd-line: #e3e8f0;
  --pd-kiwi: #7BC043;
  --pd-kiwi-deep: #4A7C23;
  --pd-orange: #FF8C00;
  --pd-white: #FFFFFF;
  --pd-bg: #F5F7FA;
  font-family: var(--body-font);
  color: var(--pd-ink);
  background: var(--pd-bg);
}

.page-disclaimer a {
  color: var(--pd-navy);
  text-decoration: none;
  border-bottom: 1px solid rgba(31, 58, 147, 0.3);
  transition: border-color 0.2s ease, color 0.2s ease;
}

.page-disclaimer a:hover {
  color: var(--pd-kiwi-deep);
  border-bottom-color: var(--pd-kiwi);
}

.page-disclaimer .breadcrumbs {
  font-size: 13px;
  letter-spacing: 0.02em;
  margin: 0 0 32px;
  color: var(--pd-ink-soft);
}

.page-disclaimer .breadcrumbs a {
  border-bottom: none;
}

.page-disclaimer .breadcrumbs span[aria-current="page"] {
  color: var(--pd-navy);
  font-weight: 600;
}

.page-disclaimer h1,
.page-disclaimer h2,
.page-disclaimer h3 {
  font-family: var(--heading-font);
}

.pd-hero {
  background: var(--pd-bg-deep);
  color: var(--pd-white);
  padding: 48px 20px 56px;
  position: relative;
  overflow: hidden;
}

.pd-hero::before {
  content: "";
  position: absolute;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(123, 192, 67, 0.12);
  top: -80px;
  right: -60px;
}

.pd-hero::after {
  content: "";
  position: absolute;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  background: rgba(255, 140, 0, 0.08);
  bottom: -40px;
  left: 10%;
}

.pd-hero__shell {
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.pd-hero__shell .breadcrumbs {
  color: rgba(255, 255, 255, 0.7);
}

.pd-hero__shell .breadcrumbs a {
  color: rgba(255, 255, 255, 0.9);
}

.pd-hero__shell .breadcrumbs a:hover {
  color: var(--pd-kiwi);
}

.pd-hero__shell .breadcrumbs span[aria-current="page"] {
  color: var(--pd-white);
}

.pd-hero__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: start;
}

.pd-hero__kicker {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--pd-kiwi);
  margin: 0 0 16px;
  font-family: var(--heading-font);
}

.pd-hero h1 {
  font-size: clamp(32px, 6vw, 56px);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -0.01em;
  margin: 0 0 20px;
  color: var(--pd-white);
}

.pd-hero__lead {
  font-size: clamp(15px, 2vw, 18px);
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.85);
  max-width: 720px;
  margin: 0 0 24px;
}

.pd-hero__meta {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
  letter-spacing: 0.03em;
  margin: 0;
}

.pd-hero__toc {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  padding: 24px;
}

.pd-hero__toc-title {
  font-family: var(--heading-font);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--pd-kiwi);
  margin: 0 0 16px;
}

.pd-hero__toc-list {
  list-style: none;
  margin: 0 0 20px;
  padding: 0;
  display: grid;
  gap: 8px;
}

.pd-hero__toc-list a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 8px;
  color: rgba(255, 255, 255, 0.92);
  font-weight: 500;
  font-size: 15px;
  border-bottom: none;
  transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.pd-hero__toc-list a:hover {
  background: rgba(123, 192, 67, 0.18);
  color: var(--pd-white);
  transform: translateX(4px);
}

.pd-hero__toc-note {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 13px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.6);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 16px;
}

.pd-hero__toc-note a {
  color: var(--pd-kiwi);
  border-bottom-color: rgba(123, 192, 67, 0.4);
}

.pd-hero__toc-dot {
  flex-shrink: 0;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--pd-orange);
  margin-top: 6px;
}

.pd-shell {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.pd-body {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  padding: 48px 0 80px;
}

.pd-article {
  background: var(--pd-white);
  border-radius: 20px;
  box-shadow: 0 4px 24px rgba(40, 50, 74, 0.06);
  border: 1px solid var(--pd-line);
  padding: 32px 24px;
}

.pd-section {
  padding: 40px 0;
  border-bottom: 1px solid var(--pd-line);
  scroll-margin-top: 80px;
}

.pd-section:last-child {
  border-bottom: none;
}

.pd-section__head {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-bottom: 28px;
}

.pd-section__num {
  flex-shrink: 0;
  font-family: var(--heading-font);
  font-size: 44px;
  font-weight: 800;
  line-height: 1;
  color: var(--pd-navy);
  opacity: 0.18;
  letter-spacing: -0.04em;
  min-width: 76px;
}

.pd-section__titles h2 {
  font-size: 22px;
  font-weight: 700;
  margin: 0 0 6px;
  color: var(--pd-navy);
  line-height: 1.2;
}

.pd-section__sub {
  font-size: 14px;
  color: var(--pd-ink-soft);
  margin: 0;
  line-height: 1.5;
}

.pd-section__body {
  padding-left: 0;
}

.pd-section__body p {
  font-size: 15px;
  line-height: 1.9;
  color: var(--pd-ink);
  margin: 0 0 16px;
}

.pd-section__body h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--pd-navy);
  margin: 28px 0 10px;
  line-height: 1.3;
  position: relative;
  padding-left: 14px;
}

.pd-section__body h3::before {
  content: "";
  position: absolute;
  left: 0;
  top: 3px;
  bottom: 3px;
  width: 4px;
  border-radius: 2px;
  background: var(--pd-kiwi);
}

.pd-copyright-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
}

.pd-visual {
  margin: 0;
  border-radius: 14px;
  overflow: hidden;
  background: var(--pd-navy-light);
  border: 1px solid var(--pd-line);
}

.pd-visual img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
  aspect-ratio: 2 / 1;
}

.pd-visual figcaption {
  padding: 12px 16px;
  font-size: 13px;
  color: var(--pd-ink-soft);
  line-height: 1.5;
  border-top: 1px solid var(--pd-line);
}

.pd-callout {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: var(--pd-navy-light);
  border-left: 4px solid var(--pd-navy);
  border-radius: 0 10px 10px 0;
  padding: 16px 18px;
  margin: 24px 0;
}

.pd-callout strong {
  flex-shrink: 0;
  font-family: var(--heading-font);
  font-size: 14px;
  color: var(--pd-navy);
}

.pd-callout span {
  font-size: 14px;
  line-height: 1.7;
  color: var(--pd-ink);
}

.pd-links-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}

.pd-link-warning {
  background: rgba(123, 192, 67, 0.1);
  border: 1px solid rgba(74, 124, 35, 0.2);
  border-radius: 12px;
  padding: 20px;
  align-self: start;
}

.pd-link-warning__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--pd-kiwi);
  color: var(--pd-white);
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 12px;
}

.pd-link-warning strong {
  display: block;
  font-family: var(--heading-font);
  font-size: 15px;
  color: var(--pd-kiwi-deep);
  margin-bottom: 8px;
}

.pd-link-warning p {
  font-size: 13px;
  line-height: 1.7;
  margin: 0;
  color: var(--pd-ink);
}

.pd-contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}

.pd-contact-card {
  background: var(--pd-white);
  border: 1px solid var(--pd-line);
  border-radius: 12px;
  padding: 20px;
  min-height: 110px;
}

.pd-contact-card h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--pd-navy);
  margin: 0 0 8px;
  padding: 0;
}

.pd-contact-card h3::before {
  display: none;
}

.pd-contact-card p {
  font-size: 14px;
  line-height: 1.7;
  margin: 0 0 8px;
  word-break: break-word;
}

.pd-contact-card a {
  font-weight: 500;
}

.pd-contact-card--action {
  background: var(--pd-navy-light);
  border-color: transparent;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.pd-contact-card--action p {
  width: 100%;
  margin: 0;
}

.pd-contact-card--action .btn {
  margin: 0;
}

.pd-contact-footnote {
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid var(--pd-line);
  font-size: 13px;
  color: var(--pd-ink-soft);
  line-height: 1.6;
}

.pd-contact-tip {
  margin-top: 12px;
  font-size: 12px;
  color: var(--pd-ink-soft);
  line-height: 1.6;
  background: var(--pd-bg);
  padding: 12px 14px;
  border-radius: 8px;
}

.pd-side {
  display: grid;
  gap: 20px;
  align-content: start;
}

.pd-side__card {
  background: var(--pd-white);
  border: 1px solid var(--pd-line);
  border-radius: 16px;
  padding: 24px;
  box-shadow: 0 4px 16px rgba(40, 50, 74, 0.04);
}

.pd-side__label {
  font-family: var(--heading-font);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--pd-kiwi-deep);
  margin: 0 0 16px;
}

.pd-side__card nav {
  display: grid;
  gap: 10px;
}

.pd-side__card nav a {
  padding: 8px 0;
  font-weight: 500;
  border-bottom: 1px solid var(--pd-line);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.pd-side__card nav a::after {
  content: "→";
  opacity: 0.4;
  font-size: 14px;
}

.pd-side__card nav a:hover::after {
  opacity: 1;
  color: var(--pd-kiwi);
}

.pd-side__card--about p {
  font-size: 13px;
  line-height: 1.75;
  color: var(--pd-ink-soft);
  margin: 0 0 10px;
}

.pd-side__card--about p:last-child {
  margin-bottom: 0;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  border-radius: 8px;
  font-family: var(--heading-font);
  font-size: 14px;
  font-weight: 600;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, color 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
  border-bottom-width: 2px;
}

.btn-primary {
  background: var(--pd-orange);
  color: var(--pd-white);
  box-shadow: 0 4px 12px rgba(255, 140, 0, 0.28);
  border-bottom: none;
}

.btn-primary:hover {
  background: #e67a00;
  color: var(--pd-white);
  box-shadow: 0 6px 16px rgba(255, 140, 0, 0.34);
}

.btn-secondary {
  background: var(--pd-white);
  color: var(--pd-navy);
  border-color: var(--pd-navy);
  border-bottom-width: 2px;
}

.btn-secondary:hover {
  background: var(--pd-navy-light);
  color: var(--pd-navy);
}

@media (min-width: 640px) {
  .pd-hero {
    padding: 64px 32px 72px;
  }

  .pd-hero__grid {
    grid-template-columns: 1.6fr 0.9fr;
    gap: 48px;
  }

  .pd-hero__toc {
    padding: 28px;
  }

  .pd-article {
    padding: 40px 36px;
  }

  .pd-section__head {
    gap: 24px;
  }

  .pd-section__num {
    font-size: 52px;
    min-width: 88px;
  }

  .pd-section__body {
    padding-left: 24px;
  }

  .pd-section__body h3 {
    margin-top: 32px;
  }

  .pd-copyright-grid {
    grid-template-columns: 1fr public 1fr;
  }

  .pd-contact-grid {
    grid-template-columns: 1fr 1fr;
  }

  .pd-contact-card--action {
    grid-column: 1 / -1;
  }

  .pd-side {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .pd-shell {
    padding: 0 28px;
  }

  .pd-body {
    grid-template-columns: 1fr 300px;
    gap: 32px;
    padding-top: 64px;
  }

  .pd-article {
    padding: 44px 48px;
  }

  .pd-section {
    padding: 56px 0;
  }

  .pd-section__num {
    font-size: 64px;
  }

  .pd-section__body h3 {
    font-size: 17px;
  }

  .pd-section__body p {
    font-size: 15px;
  }

  .pd-copyright-grid {
    grid-template-columns: 1.2fr 0.8fr;
    gap: 40px;
    align-items: center;
  }

  .pd-visual {
    margin: 0;
  }

  .pd-links-grid {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: center;
  }

  .pd-link-warning {
    padding: 24px;
  }

  .pd-side {
    grid-template-columns: 1fr;
    position: sticky;
    top: 24px;
  }

  .pd-side__card nav a {
    font-size: 14px;
  }
}